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Life insurance rates
NO EXAM LIFE INSURANCE

If you are considering a no-exam life insurance, we request you to give us a call. There are a number of options available that cannot be effectively quoted online. We will shop the market for you to find a plan that best suits your needs. Remember, we serve you ourselves and do not sell your insurance request for profit.

 
OUR COMMERCIALS

Coverage Alliance Insurance Services is a California based agency working with a nationwide group of experienced and independent agents and brokers dedicated to bringing you the top-notch guaranteed term and permanent life insurance plans. We are one of the premier services offering top of the line single premium life insurance plans to our clients.

The policies designed are supposed to create:

  1. A larger income tax-free financial legacy for their loved ones or favorite charities.
  2. The ability for the heirs to pay estate taxes painlessly.

These plans also work great for those who do not want the headache of paying premiums for a long period of time and sometimes the rest of their life. While doing so you also end up paying much less for a higher face amount. Please remember that you have the options to pay monthly, quarterly, semi-annually and annually for your life insurance plan.

We connect with our clients on three different platforms:

  1. Online
  2. Over the phone; and
  3. Face-to-face, when possible.


Our evolving list of plans and services include:

  • Risk management through life insurance, annuities, and health-related plans
  • Personal life insurance plans (term and permanent)
  • Key Person insurance for business owners
  • Split-dollar plans
  • ‘Bank on yourself’ life insurance plans (custom-designed)
  • Life plans to protect heirs against the estate tax
  • Survivorship life insurance
  • Mortgage Protection life insurance
  • Juvenile Life insurance
  • Fixed and indexed annuities
  • Cancer and Critical Illness insurance
  • Disability insurance
  • Long-Term Insurance


Ancillary insurance plans include:

We want to thank you for giving us a visit. Rest assured that if you give us an opportunity to address your insurance needs, we will do everything to bring you a plan that suits you best and assures a tax-free inheritance for your heirs and beneficiaries.

By the laws regulating insurance and financial industry, agents and brokers offering life insurance plans cannot charge a fee for service from a client. Therefore, your premium is exactly what an insurance company asks, and not a penny more.

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WHAT OUR CLIENTS THINK

Can Fran
Can FranCalifornia
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Dan has been my trusted agent for the past 10 plus years. Would highly recommend his professional knowledge and caring attitude.
Vanessa Calabro
Vanessa CalabroNorth Carolina
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Dan had been assisting our families personal and business insurance needs for over a decade. It has always amazed me how dedicated and caring he has been. His immediacy in response every time we have a question or concern goes above and beyond the norm. Always takes the time to research and help us find our best options and we’re forever appreciative. 5 star all the way.
Nicholas Carretti
Nicholas CarrettiCalifornia
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Dan sent me a very nice letter after I did NOT go with him. It was so professional, the next 5 transactions I had done were with him. As one who worked on Wall Street, he knows his stuff. He's the real ting. I highly recommend him!
Sandeep Gupta
Sandeep GuptaTexas
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I ran into Dan's website while searching to purchase life insurance for my family and myself. I had requested some information and he called me the very next day. Dan not only patiently listened to my needs but also asked me relevant questions I had never thought about. He simplified for me the complicated insurance and financial concepts in a "simple to understand" language to make sure I did not misunderstand him. I knew he was doing a thorough job when he presented me with a bunch of options on the table (more than I asked for). I never felt any pressure to buy from him but yet he wanted to make sure I understood ALL my options (I did end up purchasing from him...why wouldn't I??) I highly recommend Dan Kampani for any of your insurance needs!! Thank you Dan!
David Musso
David MussoCalifornia
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I’ve encountered a lot of “salesy” insurance reps out there who are always at the ready with a canned response, just hoping to snag you with what you want to hear. I want a straight shooter who cares about MY situation and understands ME. After working with Coverage Alliance I’m not sure why anyone would go elsewhere, unless you’re more interested in just fishing for fun or playing a game. Insurance is serious, but doesn’t need to be tedious. Integrity and honesty is what I got out of it, and a lot of education as to why my previous insurance was working more for the Insurance company than for me. Wish I’d found them several years ago.
Darryl Crawford
Darryl CrawfordNew York
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I just got a burial insurance plan for my mom. They were pretty professional and helpful. The process didn’t take very long and it was all over the phone.
Susan Coulter
Susan CoulterNevada
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I just bought a no exam life insurance (term insurance) from their website. Took me only only 10 minutes! Now, I have a life insurance policy from an A+ rated insurer. That was amazing!
Vivi F
Vivi FCalifornia
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Dan has been our key insurance broker while providing excellent service to our family for years! He is very accommodating and dedicated to providing quality care options and truly puts his clients needs first in all that he does. Easy to reach and very responsive as well. We can always count on Coverage Alliance insurance. We highly recommend him!
Hope H
Hope HCalifornia
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I've worked with Dan Kampani on different occasions, for myself and family members. He has always been so professional and helpful, providing his honest opinion, which I appreciate. I highly recommend to seek Dan as your agent. You'll be glad you did.
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