LIFE INSURANCE RATE CALCULATOR
If you are looking for a life insurance plan other than Single Premium Life Insurance, this quote engine will offer you quotes for term life, return of premium term, universal life and whole life plans from carefully selected and highly rated carriers.
Single premium whole life insurance offers Guaranteed Death Benefit that cannot be negatively effected.
Guaranteed No-lapse Protection that keeps the single premium life insurance policy active until the age of 121.
You will never have to pay another premium. Available as participating and non-participating whole life plans. Subject to state availability.
Consider using single premium whole life insurance when planning for:
Estate Conservation and Family Protection:
Guarantees liquidity to cover estate tax and protect the family from possible financial hardship.
Guaranteed cash value, death benefit and premiums to finance business needs.
Increased ability to give larger charitable gifts to your favorite places of worship, non-profit organizations and universities.
A 55 years old healthy male if invests $203,485 into a single premium whole life (SPWL) policy, his immediate death benefit* will be $500,000.That is a gain of $296,515 for his beneficiary.
A 55 years old healthy female if invests $179,200 into SPWL policy, her immediate death benefit* will be $500,000.That is a gain of $320,800 for her beneficiary.
This is a slam dunk plan. Can’t be simpler than that.
*Under the current tax code, death benefit proceeds go income tax-free. **Subject to underwriting, age, and state availability.
ISSUE AGE: 0-85 years
MATURITY AGE: 121
MINIMUM FACE AMOUNT: $10,000
CASH VALUES: Yes
PLANS WITHOUT ANY MEDICAL EXAM ARE ALSO AVAILABLE