Calculate your Single Premium Life Insurance Rates
UNDERSTANDING YOUR RISK CLASS
Preferred Plus: You are in excellent health; take no medications; normal height and weight besides a few other factors.
Preferred: Excellent health; blood pressure or cholesterol under control with medication. No history of smoking in the last two years besides other factors.
Standard Plus and Standard: Now you are getting into serious health conditions and other factors. From here on, it is a downward journey.
Your life insurance rates are directly dependent upon your age, health, and lifestyle. Please note that by the regulatory laws, agents and brokers offering life insurance products cannot charge a fee for service from a client. Therefore, your premium is exactly what an insurance company asks and not a penny more. In a nutshell, you can’t find a better price for the same insurer’s product anywhere else.
To learn more about which risk class you may qualify for, please click on the exclamation mark next to Your Health below.
Our life insurance calculator compares best life insurance rates from highly respected companies you trust to protect the financial future of your loved ones.
Besides single premium life insurance rates, also compare the best quotes on term life insurance, the return of premium term, guaranteed universal life, and whole life insurance plans. With our latest update, now we can also give you a real-time quote on simplified issue term life insurance (no-medical exam required). Subject to age, state, and health class availability.
We are committed to bringing you the most competitive life insurance rates in the market. If you are considering a second-to-die universal life, or a single premium term insurance plan, please contact us at 818-808-0090 to custom-design these for you.