About us


If you are considering a no-exam life insurance, we request you to give us a call. There are a number of options available that cannot be effectively quoted online. We will shop the market for you to find a plan that best suits your needs. Remember, we serve you ourselves and do not sell your insurance request for profit.


Single Premium Life Insurance Plans

We are a nationwide group of experienced and independent agents and brokers dedicated to bringing you the top-notch guaranteed term and permanent life insurance plans. For those who are willing to invest in single premiums life insurance plans, we have used the utmost care in selecting the products which give you the most for your buck.

The policies designed are supposed to create:

    1. A larger income tax-free financial legacy for their loved ones or favorite charities.

    2. The ability for the heirs to pay estate taxes painlessly.

These plans also work great for those who do not want the headache of paying premiums for a long period of time and sometimes the rest of their life.

We connect with our clients on three different platforms:

     1. Online
     2. Over the phone; and
     3. Face-to-face, when possible.

Our evolving list of plans and services include:

  • Risk management through life insurance, annuities, and health-related plans
  • Personal life insurance plans (term and permanent)
  • Key Person insurance for business owners
  • Split-dollar plans
  • ‘Bank on yourself’ life insurance plans (custom-designed)
  • Life plans to protect heirs against estate tax
  • Survivorship life insurance
  • Mortgage Protection life insurance
  • Juvenile Life insurance
  • Fixed and indexed annuities
  • Cancer and Critical Illness insurance
  • Disability insurance
  • Long-Term Insurance

Other plans include:

  • Kidnap and Ransom insurance
  • Traveler’s Medical insurance
  • Accidental Death Insurance
  • Medigap or Medicare Supplement coverage
  • Health
  • Dental and Vision
  • Pet health insurance

We want to thank you for giving us a visit. Rest assured that if you give us an opportunity to address your insurance needs, we will do everything to bring you a plan that suits you best and assures a tax-free inheritance for your heirs and beneficiaries.

Serving Most States Since 1999

By laws regulating insurance and financial industry, agents and brokers offering life insurance plans cannot charge fee for service from a client. Therefore, your premium is exactly what an insurance company asks, and not a penny more.

Life insurance
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